Cash flow is the life blood of all small businesses. Cash flow allows a business to make payroll, pay suppliers, and keep its doors open. We have been told that there is a credit crunch and that small business lenders are no longer extending lines of credit to their customers. As this state’s strongest advocate for the small business community, we believe it is critical to understand the true facts about small business’ access to capital in the current economic climate by educating our customers about the best practices for securing small business loans.

1. Use of Proceeds - What will you be using the capital for? Expansion type endeavors like inventory purchase, equipment purchase, marketing/advertising, etc those are good reasons to take an MCA. If it's for consolidating debt, covering payroll, helping with operational expenses, etc. these are not good reasons to take an MCA.

2. Be Responsive and Honest - The application process is relatively easy for an MCA. So, fill out your application and submit any documents requested quickly. But most importantly, make sure you answer honestly because any lies will come out during the underwriting process. You don't need stellar credit or banks statements to get an MCA.  So, be honest from the start to get your money faster.

3. Vet Your Broker - Find out who you are about to do business with.  What is their BBB rating?  What are people saying about them on the social networks? Do they have access to a variety of lenders to get you the best rates possible?

Tel: 1 (888) 780-3381
Email: info@dynamiccap.com

333 SE 2nd Avenue
Suite 2000
Miami, Fl 33131



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  • Sat9:00 AM - 2:00 PM
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