By Steven Edisis, CEO of Dynamic Capital, @stevenedisis
Who Is Dynamic Capital (and Why Do Small Businesses Love Them)?
As a small business owner, you’re probably already thinking about what Q1 2026 needs to look like: stronger revenue, cleaner cash flow, smarter hiring, and bold moves you’ve been putting off.
But here’s the truth: none of that happens without the right partner and the right resources.
That’s where Dynamic Capital comes in.
Dynamic Capital was founded in 2013 by myself, Steven Edisis, after I saw first-hand how traditional funders often overlook strong small businesses because they don’t fit a narrow box.
We’re not just another online funder. Our entire model is built around the reality of running a small business in 2025-2026: fast, digital, relationship-driven, and focused on getting you the right amount of capital – not just any offer.
Today, Dynamic Capital:
- Focuses on revenue based financing and business lines of credit tailored to real-world cash flow.
- Works as an independent funder, handling underwriting and funding in-house for greater speed and control.
- Has helped more than 14,000 small businesses and funded over $500 Million Dollars since 2013.
- Maintains a 4.8/5 rating on Google and strong third-party reviews on platforms like Trustpilot.
If you’re planning to grow or expand your small business in Q1 2026, working with Dynamic Capital isn’t just “nice to have” financing… it’s a strategic advantage.
“Entrepreneurs shouldn’t lose opportunities just because a bank can’t move fast enough. At Dynamic Capital, our money is designed to move at the speed of your ambition – so when you see a chance to grow in 2026, you can take it.”
– Steven Edisis, Founder & CEO, Dynamic Capital
The Dynamic Capital Advantage: Financing Built Around Your Business
If you’re searching for small business financing in 2026, you’ll see a dizzying mix of SBA loans, bank loans, merchant cash advances, and online funders. Dynamic Capital stands out because its solutions are built for speed, flexibility, and alignment with your revenue, not just your credit score.
1. Revenue Based Financing
Instead of forcing you into a rigid monthly payment like a traditional loan, revenue based financing aligns repayments to a percentage of your future sales.
With Dynamic Capital’s revenue-based financing:
- You don’t need collateral.
- You can access funds quickly, often within 24 hours of approval.
- Payments can adjust alongside your sales, which is critical in a high-rate, unpredictable environment.
This structure is ideal if your revenue fluctuates seasonally or if Q1 2026 is when you expect a spike in sales after an upfront investment in inventory, marketing, or staffing.
2. Unsecured Business Lines of Credit
Dynamic Capital also offers business lines of credit that give you flexible access to working capital up to your credit limit, with interest charged only on what you draw.
A line of credit can help you:
- Cover payroll during a ramp-up period
- Smooth out cash flow while waiting on receivables
- Jump on last-minute opportunities (bulk inventory deals, new contracts, etc.)
For many business owners, combining a line of credit with revenue based financing gives them both stability and growth fuel going into Q1.
Why Business Owners Choose Dynamic Capital Over a Traditional Bank
If you’re weighing Dynamic Capital vs. a traditional bank loan for Q1 2026, consider these key differences:
1. Speed
Dynamic Capital’s process is built for fast approvals and funding, prequalifying in minutes and funding in as little as 24 hours after approval.
Traditional banks can take weeks or months, require extensive documentation, and still end with a “no.”
2. Flexibility
- Revenue based financing aligned to your sales
- Flexible business lines of credit
- A variety of business funding options tailored to your situation
3. Access & Mindset
Dynamic Capital’s entire model is built around supporting businesses that are often overlooked or deemed unfundable by others, while still maintaining smart underwriting standards.
4. Human Support + Digital Convenience
You can prequalify online in minutes, but you’re not left alone with a portal. Dynamic Capital highlights its “small business experts, only a call away” and maintains extended hours and multilingual support (English, Spanish, Portuguese, Creole).
Why Q1 2026 Is the Moment to Get Serious About Growth Capital
- New budgets are set.
- Competitors launch new offers.
- Landlords, vendors, and suppliers renegotiate contracts.
- Customers reset their priorities (and spending).
Dynamic Capital specializes in exactly this kind of fast, flexible funding for established businesses:
- Prequalification in minutes.
- Funds available in as little as 24 hours once approved.
- Unsecured lines of credit and revenue based financing up to $5,000,000.
Your Next Step: Turn Ambition Into Action
If you’re a small business owner looking ahead to Q1 2026 and asking, “How do I actually fund the growth I’m dreaming about?” – Dynamic Capital is built for exactly that moment.
- Unsecured lines of credit and revenue based financing up to $5 million
- Prequalification in minutes and funding in as little as 24 hours
- A proven track record with tens of thousands of businesses and hundreds of five-star reviews
Dynamic Capital gives you a fast, flexible way to turn your plans into reality.